Youth Accounts

Build habits today and they follow you for a lifetime...

Like most things, saving is easier when done regularly, a little at a time, and starting early - whether it's from your allowance, a job, or a gift you receive. Our Youth Accounts were created with this philosophy. WestEdge® Youth Accounts are designed for members age birth through 17 years. These accounts are set up with low minimum balance requirememnts for added saving success, and offer many saving incentives. Ask your Financial Services Representative how to qualify for additional deposits with a WestEdge® Youth Account.


Join the WestEdge Youth Savings Club!

Encouraging youth to save for a bright financial future

We value our youth and would like to see you grow and flourish, that's why we believe in using positive encouragement and showing you how fun it can be in two ways:

  1. Fill your punch card and earn a prize
  2. Enter our monthly drawing to earn cash prizes

It's that simple... and FUN!

Youth Account 1.0 - ages birth through 12 yrs

WestEdge makes saving fun! Receive a punch card upon membership and fill it up by making deposits regularly. Every deposit receives one punch.  Once filled, as a W 1.0 club member, you will get to select a prize from the treasure chest! Plus, you will also be entered into a monthly drawing to win $5 directly deposited into your savings account. The more deposits you make, the more prizes you can earn!

 

Youth Account 2.0 - ages 13 to 17 years

Paying in more ways than one! Once you have filled your punch card, as a W 2.0 club member, you will get to select a gift card for local treats! Plus, the more deposits you make, the better chance you have of winning the $10 monthly drawing that will be directly deposited into your savings account. The opportunity to earn FREE money and gift cards makes saving worthwhile! 


In addition to the exciting incentives of our Youth Savings Accounts, there are many other services to take advantage of!

  • Youth Certificate Accounts
  • Savings and Checking Accounts
  • Pre-Paid VISA and Debit cards

Youth Certificate Accounts

Certificate Accounts are for specific amounts of money you set away for a set period of time. Over time (during your selected term of the certificate) your money will grow because of the dividends that accrue on the account. This method of saving generally earns better dividend rates compared to regular savings accounts. And unlike regular certificates, you can add money to your certificate at any time to increase your savings! To learn more about our Youth Certificates contact a Financial Service Representative at (360) 734-5970.

Youth Certificate Rates

CertificatesDividend RateAPY*TermMinimum Balance
6 month
0.15%0.15%6$250
12 month0.25%0.25%12$250

Youth certificate rates effective as of February 13, 2015.

Must be 17 years of age or younger and are allowed to deposit during term. Youth certificate rates subject to change without notice. Dividends are paid monthly.

EARLY WITHDRAWAL PENALTY: Loss of 90 days dividends.

*APY= Annual Percentage Yield.