Service Charges

Effective October 1, 2015

Checking Account Fees


Personal Checking Account (One free per main member) Free
Flex Checking Account  $5.00 per month
Business Checking Account $7.00 per month
Non Sufficient Funds (NSF) $20.00 per item
Overdraft Transfer  $5.00 per transfer
Overdraft Line of Credit Transfer  $10.00 per transfer
Overdraft Advance $20.00 per item
Counter Checks $1.50 for eight (8)
Stop Payment  $10.00
VISA Check Replacement Cards (Lost cards) $5.00 per card
VISA Check Card Research $12.00 per request
Check Orders Prices vary
Sr. Checking Check Orders (Age 50 +) Free
Copy of Check (Two free per month) $1.00 per check

Other Services


Account Research  $20.00 per hour
Account Reconciliation  $10.00 per hour
Statement Copy  $1.00 per copy
Returned Deposited Item $20.00 per item
US Wire Transfer (incoming)  $10.00 per transfer
US Wire Transfer (outgoing)  $15.00 per transfer
International Wire Transfer $30.00 and up per transfer
Cashier's Check (One free per month) $2.00 per check
Money Order  $1.00 per money order
Photocopies (Ten Free per month) $0.10 each
Foreign Currency Order $30.00 per currency type
Foreign Check Collection $40.00 per item
Local Fax Service (1-5 pages) $2.00
Writ of Garnishment $20.00 each
Share Account Reopen Fee (if re-opened within 6 months of closure)  $15.00
VISA® Prepaid Card - Gift Cards & Reloadable Cards Available  $5.00 each
VISA Prepaid Reload Fee (if under $100)  $3.00
IRA Account Set Up $40.00 per plan