The 12/12/12 Holiday Loan is here — just in time for the fall and winter festivities. Whether planning to buy a few gifts for loved ones or fill the refrigerator with tasty treats, an additional $1200 or $1500 can help out a lot. Our holiday loan has minimal qualifications, is a great way to build credit, and the rate and terms are pretty simple. There’s a good chance you qualify.

  • $1200 or $1500 loan amounts
  • 12-month term
  • 12% APR*

Applicants must be members in good standing with at least a 12-month history of membership - we want to thank our members who are with us for the long haul!

12/12/12 Holiday Loan Checklist

  • Proof of current income (paycheck stub)
  • 12-month membership requirement
  • Current on all WestEdge loans without late payments

To get the 12% rate, we ask that you automatically schedule your payments from your WestEdge checking account. Otherwise, the rate is 15% APR. If you have any questions, please let us know. We’d love to help you out!

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APR = Annual Percentage Rate. *Rate without automatic payment from checking account is 15% APR. All loans subject to minimum qualifications. Must be member in good standing previous 12 months. Offer valid from November 13, 2017 to January 12, 2018. One loan per member.