Loan Rates

Loan TypeTermAPR* Rate Range
Vehicles & MotorcyclesUp to 108 months3.09% - 17.99%
Signature Loan - Up to $20,000 limitUp to 60 months6.99% - 17.99%
Line of Credit - Up to $20,000 limitRevolving9.50% - 12.50%
Boats/RVs/Jet SkisUp to 180 months4.84% - 17.99%
Farm EquipmentUp to 60 months9.00% - 15.50%
Visa Platinum Credit Card - Up to $20,000 limitN/A9.50%
Visa Classic Credit Card - Up to $20,000 limitN/A12.50%
Share-Secured LoanUp to 120 months 3% Over the Dividend Rate

Loan Rates* effective as of August 22, 2018.

Rates and Terms are subject to change without notice. All loans at WestEdge Credit Union are subject to loan approval. *APR = Annual Percentage Rate. The Annual Percentage Rate you receive will be in the range disclosed and based on your credit history and loan term. We may finance your purchase including tax, license, dealer options, warranty and insurance products according to your credit qualifications. Please contact us for current mortgage loan rates and general information. WestEdge Credit Union is an Equal Opportunity Lender.

Certificates Rates

CertificatesDividend RateAPY*TermMinimum Balance
6 month
12 month0.80%0.80%12$2,000
18 month0.90%0.90%18$2,000
24 month1.10%1.10%24$2,000
36 month1.40%1.41%36$2,000
IRA 6 month0.50%0.50%6$2,000
IRA 12 month0.80%0.80%12$2,000
IRA 18 month0.90%0.90%18$2,000
IRA 24 month1.10%1.10%24$2,000
IRA 36 month1.40%1.41%36$2,000

Share certificate rates effective as of April 17, 2019.

Certificate rates subject to change without notice. Dividends are paid monthly.

EARLY WITHDRAWAL PENALTY: Loss of 90 days dividends for 6-12 month certificates; Loss of 180 day dividend for 18-36 month certificates.

*APY= Annual Percentage Yield.

Savings Rates

Share SavingsDividend RateAPY*TermMinimum Balance
Share Savings ($5.00 minimum to open account)0.10%0.10%N/A$50
Youth 1.0 and Youth 2.0 Savings ($5.00 minimum to open account)0.10%0.10%N/A$5
Holiday Savings0.10%0.10%N/AN/A
Money Market ($2,500 - $24,999.99)0.10%0.10%N/A$2,500
Money Market ($25,000.00-$49,999.99)0.15%0.15%N/A$25,000
Money Market ($50,000.00+)0.25%0.25%N/A$50,000
Sub Savings (secondary savings accounts)0.10%0.10%N/A$50
Youth 1.0 and Youth 2.0 Sub Savings (secondary savings accounts)0.10%0.10%N/A$5
IRA Share Savings-Traditional Roth0.10%0.10%N/A$25
Coverdell Education Savings Accounts 0.10%0.10%N/A$25

Share Savings Rates are subject to change upon our Board of Directors' approval. *APY= Annual Percentage Yield.