Careers

Financial Service Representative / Loan Officer
Job Type: Full-time
Location: Bellingham, WA (James and Alabama St.)

 

Join the WestEdge Credit Union Team

Looking for a financial services role where you can do more than one small piece of the job?

At WestEdge Credit Union, our Financial Services Representatives build real relationships with members, make lending decisions, open accounts, solve problems, and help people navigate important financial decisions. As a local, member-owned credit union, we offer the opportunity to know the members you serve and see the impact of your work firsthand.

 

Why This Role Is Different

At WestEdge, you won't be limited to a single transaction or product. You'll develop your lending expertise, build long-term member relationships, and play an important role on a close-knit team where your ideas and contributions are noticed. If you enjoy variety, responsibility, and having a direct impact on the people you serve, this may be the opportunity for you.

 

What You'll Do

  • Help Members Reach Their Goals: Listen to members, understand their financial needs, and recommend solutions that genuinely fit their circumstances.
  • Make Lending Decisions: Interview applicants, evaluate credit requests, process consumer and real-estate loan applications, and make lending decisions within your assigned authority and WestEdge guidelines.
  • Build Member Relationships: Open new accounts, assist with everyday financial needs, and develop long-term relationships built on trust and personal service.
  • Solve Problems: Help members navigate questions and challenges with confidence, sound judgment, and a commitment to finding solutions.
  • Manage Risk: Balance excellent member service with responsible lending, attention to detail, and sound credit-union practices.
  • Be Part of Our Community: Represent WestEdge through community involvement and help strengthen the relationships that make a local credit union different.

 

What We’re Looking For

You'll be a great fit if you:

  • Enjoy working directly with people and building lasting relationships.
  • Have experience with consumer lending and are comfortable evaluating credit.
  • Communicate clearly, professionally, and confidently.
  • Can make sound decisions while balancing member needs and credit-union risk.
  • Are organized, accurate, and comfortable managing multiple priorities.
  • Enjoy learning and are comfortable adapting to new technology.
  • Work well as part of a team and are willing to step in where needed.
  • Want to work somewhere your contributions are visible and make a difference.

 

Experience & Qualifications

  • Previous consumer lending or loan-processing experience strongly preferred.
  • Credit union, banking, or other financial services experience preferred.
  • Mortgage or real-estate lending experience is a plus.
  • A combination of education and relevant experience that demonstrates the ability to successfully perform the responsibilities of the position.
  • Comfortable using Microsoft Office and learning financial-services technology.
  • Spanish-speaking ability is a plus.

 

Why WestEdge?

At WestEdge, you're not just another employee in a large organization. You'll work with a close-knit team, get to know the members you serve, and have the opportunity to contribute across the credit union.

We offer:

  • Competitive Pay: $28.00–$30.00 per hour, depending on experience
  • Comprehensive Benefits: Medical, dental, vision, life, and disability insurance
  • Generous Paid Time Off: Because life outside of work matters, too
  • 401(k) with Employer Match: Helping you invest in your future
  • Professional Growth: Opportunities to expand your knowledge and experience across financial services
  • Community Impact: An opportunity to work for a member-owned, not-for-profit financial institution focused on the community we serve

 

About WestEdge Credit Union

WestEdge Credit Union is a member-owned, not-for-profit financial institution with more than 4,000 members, proudly serving the Bellingham community since 1952. We offer a full range of financial products and services, including deposit accounts, consumer loans, credit cards, and mortgages.

Our mission is simple: to provide peace of mind to our members, employees, and the communities we serve.

 

Ready to Join Us?

If you're looking for an opportunity to grow your lending experience, build meaningful member relationships, and be part of a local organization where your work has a visible impact, we'd like to hear from you.