Privacy Policy
What does WestEdge Credit Union do with your personal information?
FACTS
What does WestEdge Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The type of personal information we collect and share depend on the account(s) or services you have with us. This information can include:
- Social Security number and income
- Account balances and transaction history
- Credit history and credit scores
When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons WestEdge Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
| Reasons we can share your personal information | Does WestEdge Credit Union share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | ||
| For our marketing purposes— to offer our products and services to you | ||
| For joint marketing with other service companies | ||
| For our affiliates’ everyday business purposes— information about your transactions and experiences | ||
| For our affiliates’ everyday business purposes— information about your creditworthiness | ||
| For non-affiliates to market to you | ||
Questions? | Call (360) 734-5790, go to www.westedgeCU.org, or send us an e-mail using the link “Online Feedback” on our “Contact Us” page of our website, or write to us at: WestEdge Credit Union, 2501 James Street, Bellingham, WA 98225-3597. | |
What we do
| What we do | |
|---|---|
| How does WestEdge Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you. |
| How does WestEdge Credit Union collect my personal information? |
We collect your personal information, for example, when you
|
| Why can’t I limit all sharing? |
Federal law only gives you the right to limit information sharing as follows:
|
Definitions
| Definitions | |
|---|---|
| Joint marketing | A formal agreement between WestEdge Credit Union and a non- affiliated financial company where we jointly market financial products or services to you.
|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Other important information
At WestEdge Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by WestEdge Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.
When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.
WestEdge Credit Union only shares information for legitimate business reasons with the ultimate goal of bringing members greater convenience and more value from trusted business partners. WestEdge Credit Union shares member information with certain vendors with whom we have marketing agreements to provide specific products and services, such as insurance and investment services. To protect our members’ privacy, WestEdge Credit Union only works with companies that agree to maintain strong confidentiality protections and limit the use of the information we provide. We do not permit these companies to sell the member information we provide to other third parties.
Federal law gives WestEdge Credit Union the right to limit some but not all sharing.