Coins growing

Certificate Accounts

WestEdge® Share Certificates maximize return for members looking for a longer term savings solution. Share Certificates have terms ranging from 6 to 36 months. Dividends paid on Share Certificates can be reinvested into your certificate or deposited into another WestEdge® savings account. Ask your Financial Services Representative about certificate laddering and how it can increase access to your funds while providing higher yield for your savings.

Share Certificates are federally insured by NCUA.

Some penalties may apply for early withdrawals.

Certificate Rates

CertificatesDividend RateAPY*TermMinimum Balance
6 month1.95%1.97%6$2,000.00
12 month4.30%4.39%12$2,000.00
18 month3.50%3.56%18$2,000.00
24 month3.50%3.56%24$2,000.00
36 month2.95%2.99%36$2,000.00
IRA 6 month1.95%1.97%6$2,000.00
IRA 12 month4.30%4.39%12$2,000.00
IRA 18 month3.50%3.56%18$2,000.00
IRA 24 month3.50%3.56%24$2,000.00
IRA 36 month2.95%2.99%36$2,000.00
Share certificate rates effective as of November 22, 2023.

Certificate rates subject to change without notice. Dividends are paid monthly.

EARLY WITHDRAWAL PENALTY: Loss of 90 days dividends for 6-12 month certificates; Loss of 180 day dividend for 18-36 month certificates.

*APY= Annual Percentage Yield.