Personal Loan Products

Organize Your Finances in a Better Way

Personal loans allow you to borrow money without putting up collateral like your car or house. Personal loans are quick, flexible and are great solutions for:

  • Debt consolidation
    • Pay off credit card debt in as little as a couple years
    • Save money - Pay off high-rate debt to a low-rate personal loan
    • One easy monthly payment – save time and quit juggling multiple bills
    • You may boost your credit score by consolidating debt or paying off credit cards
    • Get out of debt sooner
    • Be organized - Get peace of mind knowing you have a plan to be financially on track
  • Home improvement
  • Major purchase
  • Holiday loans
  • Emergency expenses
  • Quick loans
  • Medical expenses
  • Vehicle repairs
  • Tuition
  • Vacations
  • Weddings
  • Moving or relocation
  • Outdoor sporting equipment

No application fees • No origination fees • No prepayment penalties

Signature Loan

For those unexpected expenses or opportunities, a signature loan allows you to borrow up to $40,000 with up to 60 months to repay.

Line of Credit

It's nice to have some flexibility when it comes to your finances. With a revolving credit line up to $20,000, a Line of Credit may be just what you are looking for. And with 24-hour access on online banking, a loan really never has been easier.

Share-Secured Loan

Don't want to dig into your savings? Or want to build credit?  Ask for a share-secured loan and take up to 120 months to repay. Funds become available as your balance is paid, your savings still earns dividends and your savings principal is left after you've repaid the loan. This really is a great way to borrow and build credit.

Personal Loan Rates

Unsecured LoansTermAPR* Rate Range
Signature Loan - Up to $40,000 limitUp to 60 months8.49% - 17.99%
Line of Credit - Up to $20,000 limitRevolving9.50% - 12.50%
Share-Secured Loan

(secured by Savings or Certificate Account)
Up to 120 months 3% Over the Dividend Rate
Loan Rates* effective as of March 24, 2023

Rates and Terms are subject to change without notice. All loans at WestEdge Credit Union are subject to loan approval. *APR = Annual Percentage Rate. The Annual Percentage Rate you receive will be in the range disclosed and based on your credit history. We may finance your purchase including tax, license, dealer options, warranty and insurance products according to your credit qualifications. Please contact us for current mortgage loan rates and general information. WestEdge Credit Union is an Equal Opportunity Lender.