Rates

Loan Rates

Loan TypeTermAPR* Rate Range
Vehicles & MotorcyclesUp to 108 months6.49% - 17.99%
Signature Loan - Up to $40,000 limitUp to 60 months8.49% - 17.99%
Line of Credit - Up to $20,000 limitRevolving9.50% - 12.50%
Boats/RVs/Jet SkisUp to 180 months7.99% - 17.99%
Farm EquipmentUp to 60 months9.00% - 15.50%
Visa Platinum Credit Card - Up to $20,000 limitN/A9.50%
Visa Classic Credit Card - Up to $20,000 limitN/A12.50%
Share-Secured LoanUp to 120 months3% Over the Dividend Rate
Loan Rates* effective as of August 16, 2023.

Rates and Terms are subject to change without notice. All loans at WestEdge Credit Union are subject to loan approval. *APR = Annual Percentage Rate. The Annual Percentage Rate you receive will be in the range disclosed and based on your credit history and loan term. We may finance your purchase including tax, license, dealer options, warranty and insurance products according to your credit qualifications. Please contact us for current mortgage loan rates and general information. WestEdge Credit Union is an Equal Opportunity Lender.


Certificate Rates

CertificatesDividend RateAPY*TermMinimum Balance
6 month1.95%1.97%6$2,000.00
12 month4.30%4.38%12$2,000.00
18 month3.50%3.56%18$2,000.00
24 month3.50%3.56%24$2,000.00
36 month2.95%2.99%36$2,000.00
IRA 6 month1.95%1.97%6$2,000.00
IRA 12 month4.30%4.38%12$2,000.00
IRA 18 month3.50%3.56%18$2,000.00
IRA 24 month3.50%3.56%24$2,000.00
IRA 36 month2.95%2.99%36$2,000.00
Share certificate rates effective as of November 22, 2023.

Certificate rates subject to change without notice. Dividends are paid monthly.

EARLY WITHDRAWAL PENALTY: Loss of 90 days dividends for 6-12 month certificates; Loss of 180 day dividend for 18-36 month certificates.

*APY= Annual Percentage Yield.


Savings Rates

Share SavingsDividend RateAPY*TermMinimum Balance
Share Savings ($5.00 minimum to open account)0.10%0.10%N/A$50.00
Youth 1.0 and Youth 2.0 Savings ($5.00 minimum to open account)0.10%0.10%N/A$5.00
Holiday Savings0.10%0.10%N/AN/A
Money Market ($2,500.00 - $24,999.99)0.40%0.40%N/A$2,500.00
Money Market ($25,000.00-$49,999.99)0.60%0.60%N/A$25,000.00
Money Market ($50,000.00+)0.70%0.70%N/A$50,000.00
Sub Savings (secondary savings accounts)0.10%0.10%N/A$50.00
Youth 1.0 and Youth 2.0 Sub Savings (secondary savings accounts)0.10%0.10%N/A$5.00
IRA Share Savings-Traditional Roth0.10%0.10%N/A$25.00
Coverdell Education Savings Accounts0.10%0.10%N/A$25.00
Share Savings Rates are subject to change upon our Board of Directors' approval.

*APY= Annual Percentage Yield.