Certificate Accounts


WestEdge® Share Certificates maximize return for members looking for a longer term savings solution. Share Certificates have terms ranging from 6 to 36 months. Dividends paid on Share Certificates can be reinvested into your certificate or deposited into another WestEdge® savings account. Ask your Financial Services Representative about certificate laddering and how it can increase access to your funds while providing higher yield for your savings.

Share Certificates are federally insured by NCUA.

Some penalties may apply for early withdrawals.

Certificates Rates

CertificatesDividend RateAPY*TermMinimum Balance
6 month
0.15%0.15%6$2,000
12 month0.25%0.25%12$2,000
18 month0.30%0.30%18$2,000
24 month0.40%0.40%24$2,000
36 month0.70%0.70%36$2,000
IRA 6 month0.15%0.15%6$2,000
IRA 12 month0.25%0.25%12$2,000
IRA 18 month0.30%0.30%18$2,000
IRA 24 month0.40%0.40%24$2,000
IRA 36 month0.70%0.70%36$2,000

Share certificate rates effective as of July 19, 2017.

Certificate rates subject to change without notice. Dividends are paid monthly.

EARLY WITHDRAWAL PENALTY: Loss of 90 days dividends for 6-12 month certificates; Loss of 180 day dividend for 18-36 month certificates.

*APY= Annual Percentage Yield.